Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #12321894

Complaint Overview

Complaint ID: 12321894

Company: Transunion Intermediate Holdings, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Information belongs to someone else

State: Florida

ZIP Code: 33054

Date Received: 2025-03-04T12:00:00-05:00

Date Sent to Company: 2025-03-04T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

XXXX XXXX XXXX XXXX XXXX ct XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX TransUnion LLC XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX Subject : Dispute of Inaccurate Information Request for Removal of Accounts under USC 1681 Dear Sir/Madam, I am writing to formally dispute the accuracy of information reported on my credit file, specifically regarding the accounts listed under XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX According to the Fair Credit Reporting Act ( FCRA ), I have the right to dispute inaccurate or incomplete information, and after reviewing my credit report, I have identified several discrepancies concerning these accounts. My information was leaked in the data breach and I believe that these entries are inaccurate and should be removed from my credit file as outlined under USC 1681. The details of the disputed accounts are as follows : 1. Account # 2 XXXX {$190.00} 2. Account # 3 XXXX {$60.00} 3. Account # XXXX XXXX XXXX {$680.00} 4. Account # XXXX XXXX XXXX {$490.00} These accounts have been reported inaccurately and I request that you thoroughly investigate each one. I am requesting that all XXXX accounts be removed from my credit report due to non-compliance with the provisions of the Fair Credit Reporting Act and because the information is incorrect. Under the FCRA ( USC 1681 ), I am entitled to a fair and accurate credit report. As such, I ask that you investigate these items and correct or remove the accounts that are being reported inaccurately. Please provide me with a written statement detailing the results of your investigation and any actions taken on these accounts. If the information can not be verified as accurate, I expect these accounts to be permanently removed from my credit report. Thank you for your prompt attention to this matter. I look forward to receiving your response. Sincerely, XXXX XXXX XX/XX/XXXX

Frequently Asked Questions

What is Complaint #12321894 about?

Complaint #12321894 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-03-04T12:00:00-05:00.

How did Transunion Intermediate Holdings, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Transunion Intermediate Holdings, INC.?

Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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