Debt collection -- Attempts to collect debt not owed -- Complaint #12321624
Complaint Overview
Complaint ID: 12321624
Company: Merchants & Medical Adjustment Bureau, INC. DBA Credit Bureau Associates
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Georgia
ZIP Code: 306XX
Date Received: 2025-03-04T12:00:00-05:00
Date Sent to Company: 2025-04-07T12:00:00-05:00
Company Response: Untimely response
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I XXXX XXXX have filed an Identity theft report regarding this fraudulent account remove this from my credit report l asked for my signature which resulted in this claim against me nothing. The document that they sent to this address still does not identity this is me a. Letter of validation proving you sent this to this address does not justify this is me. There is no proven evidence so please state evidence regarding my signature and the following Original purchase agreement that shows you are the legal owner of this debt please include all terms in conditions that are included in this purchase agreement.
Frequently Asked Questions
What is Complaint #12321624 about?
Complaint #12321624 was filed against Merchants & Medical Adjustment Bureau, INC. DBA Credit Bureau Associates regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-03-04T12:00:00-05:00.
How did Merchants & Medical Adjustment Bureau, INC. DBA Credit Bureau Associates respond to this complaint?
The company responded with: "Untimely response". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Merchants & Medical Adjustment Bureau, INC. DBA Credit Bureau Associates?
Yes, visit the Merchants & Medical Adjustment Bureau, INC. DBA Credit Bureau Associates company profile at readthecomplaint.com/company/merchants-medical-adjustment-bureau-inc-dba-credit-bureau-associates to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.