Debt collection -- Threatened to contact someone or share information improperly -- Complaint #12321515
Complaint Overview
Complaint ID: 12321515
Company: Ncb Management Services INC.
Product: Debt collection
Sub-Product: Auto debt
Issue: Threatened to contact someone or share information improperly
Sub-Issue: Contacted you after you asked them to stop
State: Virginia
ZIP Code: 22405
Date Received: 2025-03-04T12:00:00-05:00
Date Sent to Company: 2025-03-19T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XX/XX/XXXX Subject : Cease and Desist Request for Deletion of Collection Account ( s ) Dear Sir/Madam, I am writing to dispute the negative collection account ( s ) currently reported on my credit file. Specifically, I am requesting that the collection account ( s ) be immediately removed due to violations of the Fair Debt Collection Practices Act ( FDCPA ) under Section 1692c ( c ), which states that once a consumer has requested a debt collector to cease communication, the debt collector is prohibited from continuing to communicate regarding the debt, except under limited circumstances. The following account ( s ) are being disputed : Creditor Name : NCB XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX Account Number : XXXX Date ( s ) Reported : XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX Please provide me with confirmation of deletion within 30 days. Sincerely, XXXX XXXX XX/XX/XXXX XXXX
Frequently Asked Questions
What is Complaint #12321515 about?
Complaint #12321515 was filed against Ncb Management Services INC. regarding Debt collection specifically about Threatened to contact someone or share information improperly. It was received by the CFPB on 2025-03-04T12:00:00-05:00.
How did Ncb Management Services INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Ncb Management Services INC.?
Yes, visit the Ncb Management Services INC. company profile at readthecomplaint.com/company/ncb-management-services-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.