Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #12303672
Complaint Overview
Complaint ID: 12303672
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: North Carolina
ZIP Code: 28205
Date Received: 2025-03-03T12:00:00-05:00
Date Sent to Company: 2025-03-03T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am Writing to dispute the following accounts on my Equifax Credit report, Which I believe violate several provisions of the Fair Credit Reporting Act ( FCRA ). Fraudulent Accounts : XXXX Bank XXXX XXXX Account : XXXX Balance {$380.00} XXXX Bank XXXX XXXX Account : XXXX Balance {$200.00} XXXX XXXX XXXX XXXX Account : XXXX Balance {$460.00} XXXX Account : XXXX Balance {$250.00} XXXX XXXX XXXX XXXX Account XXXX XXXX Balance {$460.00} XXXX XXXX Bank Account : XXXX Balance {$760.00} XXXX XXXX XXXX XXXX Account : XXXX Balance {$490.00} XXXX XXXX Account : XXXX Balance {$760.00} XXXX XXXX XXXX Bank Account : XXXX Balance {$490.00} XXXX Account : XXXX Balance {$1000.00} XXXX Card Account : XXXX Balance {$890.00} XXXX Card Account : XXXX Balance {$7200.00} U XXXX XXXX XXXX XXXX Account XXXX XXXX XXXX {$4600.00} XXXX XXXX XXXX Account : XXXX Balance {$1800.00} XXXX XXXX XXXX Account : XXXX Balance {$700.00} XXXX XXXX XXXX Account : XXXX Balance {$1100.00} XXXX XXXX XXXX Account : XXXX Balance {$390.00} XXXX XXXX XXXX Account : XXXX Balance {$610.00} XXXX XXXX XXXX Account : XXXX Balance {$380.00} XXXX XXXX XXXX Account : XXXX Balance {$460.00} XXXX XXXX XXXX Account : XXXX Balance {$910.00} XXXX XXXX XXXX Account : XXXX Balance {$1100.00} XXXX XXXX XXXX Account : XXXX Balance {$1100.00} XXXX XXXX XXXX Account : XXXX Balance {$890.00} XXXX XXXX XXXX Account : XXXX Balance {$760.00} XXXX XXXX XXXX Account : XXXX Balance {$520.00} XXXX XXXX XXXX Account : XXXX Balance {$540.00} XXXX XXXX XXXX Account : XXXX Balance {$940.00} XXXXXXXX XXXX XXXX Account : XXXX Balance {$650.00} XXXX XXXX Account : XXXX Balance {$710.00} XXXX XXXX Account : XXXX Balance XXXX XXXX XXXX Account : XXXX Balance {$1900.00} XXXX XXXX XXXX XXXX Account : XXXX Balance {$890.00} XXXX XXXX XXXX XXXX Account : XXXX Balance {$7200.00} XXXX XXXX Account : XXXX Balance {$520.00} XXXX XXXX XXXX XXXX Account : XXXX XXXX {$1000.00} XXXX Banks Account : XXXX XXXX {$340.00} XXXXXXXX XXXX Account : XXXX Balance {$990.00} XXXX XXXX BANK XXXX XXXX Account : XXXX Balance {$850.00} CAPITAL XXXX XXXX XXXX XXXX Account XXXX XXXX XXXX {$760.00} XXXX XXXX Account : XXXX XXXX {$790.00} XXXX XXXX Account : XXXX Balance {$880.00} XXXX XXXX XXXX XXXX Account : XXXX Balance {$500.00} I request the immediate removal of these accounts under the FCRA, Specifically 15 USC1681e ( b ), 15 USC 1681s-2, 15USC ( 5 ) and 15 USC 1681 c ( c ). Furthermore as per Law 605 B, These fraudulent accounts should be eliminated from my credit report. your company is under scrutiny due to a recent lawsuit filed by the Consumer Financial protection Bureau ( case name : XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX ) This lawsuit highlights XXXX failure to conduct proper investigation and remove or reinsert errors on consumer credit reports. As such it is imperative that Equifax addresses this matter in accordance with the FCRA I appreciate your prompt attention to this matter. I look forward to receiving written confirmation of the removal of these fraudulent accounts under from my credit report. Thank you for your time and cooperation.
Frequently Asked Questions
What is Complaint #12303672 about?
Complaint #12303672 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-03-03T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.