Checking or savings account -- Managing an account -- Complaint #12285880

Complaint Overview

Complaint ID: 12285880

Company: Block, INC.

Product: Checking or savings account

Sub-Product: Other banking product or service

Issue: Managing an account

Sub-Issue: Funds not handled or disbursed as instructed

State: California

ZIP Code: 93215

Date Received: 2025-03-02T12:00:00-05:00

Date Sent to Company: 2025-03-02T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

It all started on XX/XX/XXXX. I received a text message about a toll payment, which I thought was legitimate. The message stated that I needed to pay only {$6.00}, so I entered my credit card information. Since it sometimes takes a few days for transactions to process, I didnt think much of it at first. However, a couple of days later, I noticed unauthorized charges appearing on my account. Instead of the {$6.00} toll fee I expected, I was shocked to see transactions totaling {$980.00} and {$1300.00}, adding up to $ XXXX was all the money I had, including funds from my college. Thats when I realized I had fallen for a scam and that the toll message was fake. I provided a message that sent to me that made me nervous thinking i owe toll fees to dmv.

Frequently Asked Questions

What is Complaint #12285880 about?

Complaint #12285880 was filed against Block, INC. regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2025-03-02T12:00:00-05:00.

How did Block, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Block, INC.?

Yes, visit the Block, INC. company profile at readthecomplaint.com/company/block-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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