Vehicle loan or lease -- Repossession -- Complaint #12285756

Complaint Overview

Complaint ID: 12285756

Company: Tidewater Finance Company, INC.

Product: Vehicle loan or lease

Sub-Product: Loan

Issue: Repossession

Sub-Issue: Loan balance remaining after the vehicle is repossessed and sold

State: Georgia

ZIP Code: 30141

Date Received: 2025-03-02T12:00:00-05:00

Date Sent to Company: 2025-03-02T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

The car was repossessed and sold. When asked if it was sold I was told no. I was informed by XXXX police it was sold. I requested a 1099 they refused it give it to me. On my credit its reported as a lost and charged off. Car was repossessed due to not being able to pay due to having covid 3 times and following behind. This information was relayed to the company but no assistance or response.

Frequently Asked Questions

What is Complaint #12285756 about?

Complaint #12285756 was filed against Tidewater Finance Company, INC. regarding Vehicle loan or lease specifically about Repossession. It was received by the CFPB on 2025-03-02T12:00:00-05:00.

How did Tidewater Finance Company, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.

Can I see other complaints against Tidewater Finance Company, INC.?

Yes, visit the Tidewater Finance Company, INC. company profile at readthecomplaint.com/company/tidewater-finance-company-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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