Debt or credit management -- Didn't provide services promised -- Complaint #12285726

Complaint Overview

Complaint ID: 12285726

Company: Cl Holdings LLC

Product: Debt or credit management

Sub-Product: Debt settlement

Issue: Didn't provide services promised

State: Arkansas

ZIP Code: 72223

Date Received: 2025-03-02T12:00:00-05:00

Date Sent to Company: 2025-03-02T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

This is XXXX, a debt collector. We have an important message regarding your outstanding balance of XXXX XXXX XXXX XXXX XXXX XXXX XXXX a debt collector. You can save XXXX XXXXXXXX XXXX XXXX has five credit card balances. I just noticed in Saturday XX/XX/year> that accounts that were not showing up on CR are now bs k on there. Lower my CR usage from 93 % to 73 %. This is what Im experiencing. I dont know who to pay. I get emails from one company and another company shows up in credit report. I have went as far as paying some of these balances and they show up under another companys name. And I have even gotten my check garnished for amounts I thought was paid. So that why I paying.

Frequently Asked Questions

What is Complaint #12285726 about?

Complaint #12285726 was filed against Cl Holdings LLC regarding Debt or credit management specifically about Didn't provide services promised. It was received by the CFPB on 2025-03-02T12:00:00-05:00.

How did Cl Holdings LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt or credit management) and describe your issue in detail.

Can I see other complaints against Cl Holdings LLC?

Yes, visit the Cl Holdings LLC company profile at readthecomplaint.com/company/cl-holdings-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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