Debt collection -- Took or threatened to take negative or legal action -- Complaint #12285562
Complaint Overview
Complaint ID: 12285562
Company: Consumer Adjustment Company Incorporated
Product: Debt collection
Sub-Product: I do not know
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: South Carolina
ZIP Code: 29483
Date Received: 2025-03-02T12:00:00-05:00
Date Sent to Company: 2025-03-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This company is violating my rights they have not provided validation Information Under 12 CFR 1006.34 ( b ) ( 5 ), yet they have placed a collection on my consumer report recently. I have made previous attempts to fix these issues directly with them. They are violating my rights, and I'm entitled to {$1000.00} for every violation listed. They either pay me or delete these accounts ASAP.
Frequently Asked Questions
What is Complaint #12285562 about?
Complaint #12285562 was filed against Consumer Adjustment Company Incorporated regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2025-03-02T12:00:00-05:00.
How did Consumer Adjustment Company Incorporated respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Consumer Adjustment Company Incorporated?
Yes, visit the Consumer Adjustment Company Incorporated company profile at readthecomplaint.com/company/consumer-adjustment-company-incorporated to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.