Debt collection -- False statements or representation -- Complaint #12278632
Complaint Overview
Complaint ID: 12278632
Company: Monarch Recovery Holdings, INC.
Product: Debt collection
Sub-Product: I do not know
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Indiana
ZIP Code: 46383
Date Received: 2025-03-01T12:00:00-05:00
Date Sent to Company: 2025-03-01T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX5 Monarch Recovery Management Inc. XXXX XXXX XXXX XXXX XXXX XXXX XXXX PA XXXX This letter is to inform you that i have the right to request a validation of this debt and your ability to collect this money from me. I ask that you prove that i am indeed the party who is contractually bound to pay off this debt or stop collection activity and remove it all together. Please attach copies of following documents : -Agreement that you have authority to collect on this alleged debt. -Agreement that bears signature of the alleged debtor with promises to pay the original creditor. -Complete payment history on this account, to prove that the amount you wish to collect is correct. Sincerely XXXX XXXX
Frequently Asked Questions
What is Complaint #12278632 about?
Complaint #12278632 was filed against Monarch Recovery Holdings, INC. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-03-01T12:00:00-05:00.
How did Monarch Recovery Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Monarch Recovery Holdings, INC.?
Yes, visit the Monarch Recovery Holdings, INC. company profile at readthecomplaint.com/company/monarch-recovery-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.