Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #12271429
Equifax Credit Report Error Resolved
Complaint Overview
Complaint ID: 12271429
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Maryland
ZIP Code: 21234
Date Received: 2025-02-28T12:00:00-05:00
Date Sent to Company: 2025-02-28T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Risk Assessment
Risk Level: low
The issue was resolved with non-monetary relief, indicating a minor impact on the consumer.
Consumer Sentiment: positive
Topics: Credit Reporting, Incorrect Information, Consumer Rights
AI Analysis
CFPB complaint 12271429 was filed against EQUIFAX, INC. regarding Credit reporting or other personal consumer reports (Credit reporting), specifically about "Incorrect information on your report". A consumer reported incorrect account information on their credit report to Equifax, which was closed with non-monetary relief. The complaint was received on February 28, 2025 from Maryland. The company responded with "Closed with non-monetary relief".
What You Should Do -- Consumer Action Plan
Always review your credit reports for accuracy and dispute any incorrect information promptly.
Legal Context & Consumer Protection Laws
Fair Credit Reporting Act (FCRA) regulations govern the accuracy and privacy of consumer credit information.
Regulatory Insight
This case highlights the importance of credit bureaus maintaining accurate account information as required by FCRA.
Resolution Likelihood
likely
State-Specific Consumer Protections
Maryland consumers have rights under state and federal laws to ensure the accuracy of their credit reports.
Industry Comparison
Credit reporting agencies are generally expected to correct errors in consumer reports to maintain compliance.
Related Issues
Frequently Asked Questions
What is CFPB complaint 12271429 about?
CFPB complaint 12271429 involves Credit reporting or other personal consumer reports (Credit reporting). The consumer reported an issue with "Incorrect information on your report", specifically "Account information incorrect". This complaint was filed against EQUIFAX, INC. on February 28, 2025.
Which company is complaint 12271429 filed against?
Complaint 12271429 was filed against EQUIFAX, INC.. You can view all complaints against this company on their profile page at /company/equifax-inc.
What was the company's response to complaint 12271429?
EQUIFAX, INC. responded with "Closed with non-monetary relief". The response was marked as timely by the CFPB.
When was complaint 12271429 filed?
Complaint 12271429 was received by the CFPB on February 28, 2025. It was sent to EQUIFAX, INC. on February 28, 2025.
What state was complaint 12271429 filed from?
Complaint 12271429 was filed from Maryland. You can view all complaints from this state at /state/MD.
Was the consumer satisfied with the resolution of complaint 12271429?
Dispute information is not available for complaint 12271429.
What product category is complaint 12271429 about?
Complaint 12271429 is categorized under "Credit reporting or other personal consumer reports", specifically "Credit reporting". This is one of the product categories tracked by the CFPB.
How was complaint 12271429 submitted?
Complaint 12271429 was submitted via Web. The CFPB accepts complaints through web, phone, mail, email, fax, and referral channels.
What are the consumer's legal options for complaint 12271429?
Fair Credit Reporting Act (FCRA) regulations govern the accuracy and privacy of consumer credit information. This relates to a Credit reporting or other personal consumer reports complaint against EQUIFAX, INC. involving "Incorrect information on your report".
How likely is complaint 12271429 to be resolved?
Resolution likelihood: likely. The company's current response is "Closed with non-monetary relief". The company did respond in a timely manner, which is a positive indicator.
What does the risk level mean for complaint 12271429?
This complaint is rated as low risk. The issue was resolved with non-monetary relief, indicating a minor impact on the consumer.
What regulatory actions apply to complaint 12271429?
This case highlights the importance of credit bureaus maintaining accurate account information as required by FCRA. The CFPB tracks complaints like this one to identify patterns of misconduct across the Credit reporting or other personal consumer reports industry.
What should the consumer do about complaint 12271429?
Always review your credit reports for accuracy and dispute any incorrect information promptly.
Are there state-specific protections for complaint 12271429?
Maryland consumers have rights under state and federal laws to ensure the accuracy of their credit reports. This complaint was filed from Maryland.
How does complaint 12271429 compare to industry norms?
Credit reporting agencies are generally expected to correct errors in consumer reports to maintain compliance.
What constitutes non-monetary relief in a credit reporting dispute?
Non-monetary relief typically involves the correction of inaccurate information on a credit report, rather than financial compensation.
Disclaimer
This analysis is AI-generated and does not constitute legal advice.