Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #12265176
Complaint Overview
Complaint ID: 12265176
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Oklahoma
ZIP Code: 74066
Date Received: 2025-02-28T12:00:00-05:00
Date Sent to Company: 2025-02-28T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Older American, Servicemember
Consumer Narrative
I am writing to file a formal complaint against Equifax Inc. regarding multiple fraudulent inaccurate reporting of hard credit inquiries on my credit report. Despite multiple attempts to resolve this issue directly with Equifax Inc., the erroneous information remains uncorrected, adversely affecting my creditworthiness. On XX/XX/XXXX, I discovered several fraudulent hard credit inquiries listed on my Equifax Inc. credit report that I did not authorize. These multiple unauthorized and fraudulent hard inquiries have negatively impacted my credit score. I contacted Equifax Inc. on XX/XX/XXXX, and again on XX/XX/XXXX, to dispute these unauthorized fraudulent inquiries. Despite providing all necessary documentation, Equifax Inc. failed to conduct a proper investigation and did not remove the multiple fraudulent unauthorized hard inquiries from my credit report.
Frequently Asked Questions
What is Complaint #12265176 about?
Complaint #12265176 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-02-28T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.