Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #12218630
Complaint Overview
Complaint ID: 12218630
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: South Carolina
ZIP Code: 29708
Date Received: 2025-02-25T12:00:00-05:00
Date Sent to Company: 2025-02-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have already attempted to resolve this directly with Experian by [ briefly explain any steps youve already taken to resolve the dispute, such as contacting Experian or the creditor, and the outcome ]. Unfortunately, these attempts have not led to a satisfactory resolution. As per the Fair Credit Reporting Act ( FCRA ), I believe the information reported by Experian is inaccurate, and I am entitled to have this information corrected or removed from my credit report. I request that the CFPB investigate this issue and ensure that Experian complies with the law. Thank you for your attention to this matter. I look forward to your prompt investigation and resolution of my dispute.
Frequently Asked Questions
What is Complaint #12218630 about?
Complaint #12218630 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-02-25T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.