Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #12203899
Complaint Overview
Complaint ID: 12203899
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Personal information incorrect
State: Illinois
ZIP Code: 60406
Date Received: 2025-02-19T12:00:00-05:00
Date Sent to Company: 2025-02-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
[ XXXX XXXX XXXX ] [ XXXX XXXX XXXX XXXX XXXX ] [ XXXX XXXX, IL XXXX ] [ XXXX ] [ XXXX ] [ XX/XX/year> ] [ Equifax information services LLC ] [ XXXX XXXX XXXX ] [ XXXX, XXXX XXXX Subject : Dispute of Incorrect Personal Information on Credit Report Dear [ Equifax Information Services LLC ], I am writing to formally dispute inaccurate personal information that appears on my credit report. I recently reviewed my credit file and found errors in my personal details that I would like corrected. The incorrect information includes : [ Incorrect Name ] ( should be [ XXXX XXXX XXXX ] ) [ Incorrect Address ] ( should be [ XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX ] ) [ Incorrect Social Security Number/Date of Birth ] ( if applicable ) [ Incorrect Phone Number ] ( Should be [ XXXX ] ) Enclosed, I have provided copies of my identification and proof of address to verify my correct information. Please update my credit file accordingly and send me a confirmation once the corrections have been made. I request that you investigate this matter promptly, as per the Fair Credit Reporting Act ( FCRA ), and provide me with a written response regarding the outcome of your investigation. Thank you for your time and assistance. Please feel free to contact me at the phone number or email address listed above if you need any further information. Sincerely, [ XXXX XXXX XXXX ]
Frequently Asked Questions
What is Complaint #12203899 about?
Complaint #12203899 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-02-19T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.