Debt collection -- Attempts to collect debt not owed -- Complaint #12203611
Complaint Overview
Complaint ID: 12203611
Company: Cl Holdings LLC
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: South Carolina
ZIP Code: 290XX
Date Received: 2025-02-19T12:00:00-05:00
Date Sent to Company: 2025-02-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I was sent a letter from XXXX XXXX stating I owe them XXXX. It was sent to an address that wasn't mine. I don't have any knowledge of this debt or account. The letter stated if I write to them by XX/XX/XXXX all collections must be stopped. I sent a certified letter on XX/XX/year> stating that I didnt have any acknowledgement of this matter, and I requested a copy of the original contract and validation. I haven't received any correspondence about this matter. On XX/XX/XXXX I received a notification from XXXX that this collection account has been added to my credit report. I would like this account removed immediately.
Frequently Asked Questions
What is Complaint #12203611 about?
Complaint #12203611 was filed against Cl Holdings LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-02-19T12:00:00-05:00.
How did Cl Holdings LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Cl Holdings LLC?
Yes, visit the Cl Holdings LLC company profile at readthecomplaint.com/company/cl-holdings-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.