Prepaid card -- Trouble using the card -- Complaint #12185934

Complaint Overview

Complaint ID: 12185934

Company: American Express Company

Product: Prepaid card

Sub-Product: Gift card

Issue: Trouble using the card

Sub-Issue: Trouble using the card to spend money in a store or online

State: California

ZIP Code: 90715

Date Received: 2025-02-23T12:00:00-05:00

Date Sent to Company: 2025-02-23T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I bought a {$100.00} Amex gift card, it doesnt work and it keeps charging me XXXX cents for trying to use it. everywhere i use it, it always declines for an unknown reason and it wont let me purchase anything, i just get charged XXXX cents for trying to make a purchase. So it just takes money off of it for trying to buy something.

Frequently Asked Questions

What is Complaint #12185934 about?

Complaint #12185934 was filed against American Express Company regarding Prepaid card specifically about Trouble using the card. It was received by the CFPB on 2025-02-23T12:00:00-05:00.

How did American Express Company respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Prepaid card) and describe your issue in detail.

Can I see other complaints against American Express Company?

Yes, visit the American Express Company company profile at readthecomplaint.com/company/american-express-company to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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