Debt collection -- Attempts to collect debt not owed -- Complaint #12179698

Complaint Overview

Complaint ID: 12179698

Company: Americollect

Product: Debt collection

Sub-Product: Medical debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was paid

State: Wisconsin

ZIP Code: 541XX

Date Received: 2025-02-22T12:00:00-05:00

Date Sent to Company: 2025-02-22T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

There are numerous accounts opened. I paid the amount I was told over the phone. Shortly after, I received another statement with an amount of {$1800.00} ( approximately ). When I called, I was told there was over {$12000.00} owed. The amounts showed for the service dates do not make sense as I was insured. When I look online through the healthcare system, it shows, the amounts were paid by my insurance.

Frequently Asked Questions

What is Complaint #12179698 about?

Complaint #12179698 was filed against Americollect regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-02-22T12:00:00-05:00.

How did Americollect respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Americollect?

Yes, visit the Americollect company profile at readthecomplaint.com/company/americollect to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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