Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #12172095
Complaint Overview
Complaint ID: 12172095
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Old information reappears or never goes away
State: Louisiana
ZIP Code: 700XX
Date Received: 2025-02-21T12:00:00-05:00
Date Sent to Company: 2025-02-21T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
EXPERIAN HAS FALIED TO FULFILL ITS LEGAL OBLIGATION UNDER THE FAIR CREDIT REPORTING ACT [ FCRA ] TO CONDUCT A REASONABLE REINVESTIGATION OF DISPUTE INFORMATION ON MY CREDIT RPORT LEAVING INACCURATE INFORMATION OR UNVERIFIABLE ACCOUNTS UNRESOLVED THE CFPB HAS RECECNTLY FILED A LAWSUIT AGAINST EXPERIAN ALLEGING SYSTEMIC ISSUES SUCH AS FAILING TO FORWARD CONSUMER PROVIDEDEVIDENCE TO FURNISHERS ACCEPTING UNRELIALE RESPONSES AND FAILING TO ADEQUATLEY NOTIFY CONSUMER OF DISPUTE OUTCOMES THESE FAILURES ALIGN WITH MY EXPERIENCE WHERE EXPERIENCE WHERE EXPERIAN HAS NEITHER CORRECTED NOR REMOVED DISPUTED ITEMA DESPITE THE EVIDENCE I PROVIDED CAUSING HARM TO MY CREDIT STANDING I AM REQUESTING IMMEDIATE CORRECTIVE ACTION TO REMOVEOR AMEND THE DISPUTE ACCOUNTS AS EXPERIAMS INACTION VIOLATES FEDERAL LAW AND MT RIGHTSAS A CONSUMER
Frequently Asked Questions
What is Complaint #12172095 about?
Complaint #12172095 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-02-21T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.