Debt collection -- Took or threatened to take negative or legal action -- Complaint #12171840
Complaint Overview
Complaint ID: 12171840
Company: Sprechman & Associates, P.A.
Product: Debt collection
Sub-Product: Credit card debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Collected or attempted to collect exempt funds
State: Florida
ZIP Code: 330XX
Date Received: 2025-02-21T12:00:00-05:00
Date Sent to Company: 2025-03-28T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX bank sold a XXXXXXXX XXXX credit card collection tXXXX XXXX XXXX company / attorney XXXX XXXX XXXX after placing a lien on my homesteaded property in XXXX. Just recently now XXXX almost 18 years later Attorney has garnished my bank XXXX XXXX with my only source to pay my bills/ mortgage with contains my Social Security XXXX XXXX every month.
Frequently Asked Questions
What is Complaint #12171840 about?
Complaint #12171840 was filed against Sprechman & Associates, P.A. regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2025-02-21T12:00:00-05:00.
How did Sprechman & Associates, P.A. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Sprechman & Associates, P.A.?
Yes, visit the Sprechman & Associates, P.A. company profile at readthecomplaint.com/company/sprechman-associates-p-a to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.