Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #12164328
Complaint Overview
Complaint ID: 12164328
Company: Kikoff INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Georgia
ZIP Code: 30030
Date Received: 2025-02-15T12:00:00-05:00
Date Sent to Company: 2025-02-21T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
XX/XX/XXXX, i was thinking about using this service to boost my credit, filled out the form online but didn't submit it. XX/XX/XXXX, I contacted KIKOFF LENDING LLC, TO INFORM THEM that i never submitted my information and that, i never used the credit line, and that they have me with negative remarks, and collections, and that they need to remove this off my credit report, they agreeded to remove it. Now I have negative remarks for late payments, which i never made, and it is a writeoff which I never used or gave concent.
Frequently Asked Questions
What is Complaint #12164328 about?
Complaint #12164328 was filed against Kikoff INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-02-15T12:00:00-05:00.
How did Kikoff INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Kikoff INC.?
Yes, visit the Kikoff INC. company profile at readthecomplaint.com/company/kikoff-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.