Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #12128000
Complaint Overview
Complaint ID: 12128000
Company: Kikoff INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Mississippi
ZIP Code: XXXXX
Date Received: 2025-02-18T12:00:00-05:00
Date Sent to Company: 2025-03-26T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I got kickoff llc 9 months ago they have been taking two payment from my checking account every month. This has not at all help my credit like they advertised they been just taking my money. First off their fake and I never got no kinda loan are debit card from them so that is fraud their doing reporting to the credit bureau because they have not lended no money but reporting that people is paying back a loan when all their doing is taking people money they refuse to give my money back after I look at my credit report and after 9 months I see their a false advertisement and has did nothing for me! Blaming other things as to why it didnt help.blaming an actual credit card from a real bank that I just got to be the problem when in fact their the fraud and lying to the credit bureau with all these fake loans and repay information their reporting. My understanding that this boost your credit XXXX point in months well its been 9 months and that is not at all, plus you can tell its fake if you look at the credit report it will say like you borrow {$60.00} who is going to borrow {$60.00} and they put that on your credit report, one of them said {$0.00} borrow and paid back {$0.00} but I have an on time payment history is outstanding .How is that possible if its {$0.00} and paid {$0.00}. I read reviews and there is other people saying the same thing they did! This cant be legal because their committing fraud by lying to the credit bureau saying I borrow {$60.00} from them because I have not got a XXXX from them yet the take two payment from my checking account every month and it has been for no reason I want my money back because they are a fraud scam
Frequently Asked Questions
What is Complaint #12128000 about?
Complaint #12128000 was filed against Kikoff INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-02-18T12:00:00-05:00.
How did Kikoff INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Kikoff INC.?
Yes, visit the Kikoff INC. company profile at readthecomplaint.com/company/kikoff-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.