Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #12127933

Complaint Overview

Complaint ID: 12127933

Company: Equifax, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Reporting company used your report improperly

State: Maryland

ZIP Code: 212XX

Date Received: 2025-02-18T12:00:00-05:00

Date Sent to Company: 2025-02-18T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

XXXX has put improper reporting on my credit report and I need for it to be removed. I have reach out to XXXX to resolve my issue. The report number regarding my case is XXXX. I believe XXXX has violated my right base on these Codes : 15 USC 1666b ; 15 USC 1681a ( 2 ) ( I ) ; and 15 USC 6802.

Frequently Asked Questions

What is Complaint #12127933 about?

Complaint #12127933 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-02-18T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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