Debt collection -- Written notification about debt -- Complaint #12112302
Complaint Overview
Complaint ID: 12112302
Company: Resurgent Capital Services L.P.
Product: Debt collection
Sub-Product: I do not know
Issue: Written notification about debt
Sub-Issue: Didn't receive notice of right to dispute
State: Georgia
ZIP Code: 30058
Date Received: 2025-02-17T12:00:00-05:00
Date Sent to Company: 2025-02-24T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Subject : Dispute of Collections Account Pursuant to 15 USC 1692g ( a ) To Whom It May Concern, I am writing to formally dispute the validity of a collection accounts appearing on my credit report. Pursuant to my rights under the Fair Debt Collection Practices Act ( FDCPA ), specifically 15 USC 1692g ( a ), I am requesting detailed validation of the debt in question. LVNV Funding XXXX XXXX XXXX XXXXXXXX XXXX I am exercising my rights under the FDCPA to request the following information. 1. Verification or proof of the alleged debt, including the original credits name and address. 2. Documentation evidencing that the collection has legal authority to collect this debt. 3. A complete accounting of the alleged debts, including all char, fees, and interest applied. I also request that you provide me with a copy of the agreement that authorities the creditors to assign or sell the debts to the collection company. Furthermore, please provide verification that the statute of limitations on the debt has not expired. I understand that under 15 USC 1692g ( a ), you are required to provide me with the requested information within 15 days of receiving this dispute. Failure to do so will result in the assumption that the debt is not valid, and you must promptly remove it from my credit report. Please send all correspondence regarding this matter to the address listed below. I appreciate your prompt attention to this dispute and your compliance with the FDCPA regulations Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #12112302 about?
Complaint #12112302 was filed against Resurgent Capital Services L.P. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2025-02-17T12:00:00-05:00.
How did Resurgent Capital Services L.P. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Resurgent Capital Services L.P.?
Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.