Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #12094081

Complaint Overview

Complaint ID: 12094081

Company: Equifax, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a company's investigation into an existing problem

Sub-Issue: Their investigation did not fix an error on your report

State: Michigan

ZIP Code: 48180

Date Received: 2025-02-15T12:00:00-05:00

Date Sent to Company: 2025-02-22T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

There are XXXX XXXX accounts listed on my credit report. These accounts are littered with inaccuracies. I want the fraudulent charges removed. I want the accounts with the re aging removed. The Credit bureau must report accurately according to the laws. Theres no accuracy in the listed accounts and therefore the bureau is fraudulently reporting. XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX is this accurate? Whose account is this? Where are you getting this? Why won't you really investigate this? You only say verified without investigating it. I have contacted this court. XXXX {$4900.00} XXXX {$11000.00} XXXX {$4900.00} XXXX {$2400.00} How is this account being verified? This account is littered with inaccuracies including ficiticious balances being reported. The dates are ficticious and I reported these accounts over and over because they are not accurate. The dates are not right, The balances are not right. Inquiries that are not mines. XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX

Frequently Asked Questions

What is Complaint #12094081 about?

Complaint #12094081 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-02-15T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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