Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #12089300
Complaint Overview
Complaint ID: 12089300
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Florida
ZIP Code: 32218
Date Received: 2025-02-14T12:00:00-05:00
Date Sent to Company: 2025-02-14T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Under the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681i, I am entitled to dispute any information on my credit report that I believe to be inaccurate or incomplete. As per 15 U.S.C. 1681e ( b ), I also have the right to request that any unverified or erroneous information be removed. The disputed account is incorrect. I request that you investigate this matter and remove the inaccurate information from my credit report as required by law. According to 15 U.S.C. 1681i, you are obligated to conduct a thorough investigation and correct or remove the disputed entry if it is found to be inaccurate. I would like written Verification of Debt with all Disclosure forms attached. As well as Proof that these Companies had my consent to share my information with 3rd party Companies. If you are unable to verify or substantiate this information, I respectfully request that it be removed from my credit report as required by law. Upon reviewing my credit report, I have noticed several discrepancies that I request be investigated and removed if found to be inaccurate. The following items need to be addressed : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Under the FCRA, I request a formal investigation into the validity of these accounts and remove any inaccurate or unverifiable information from my credit report. Please send me a written response with the results of your investigation within the time frame allowed under the FCRA ( usually 30 days ). If you are unable to verify the accuracy of this information, I expect its prompt removal from my credit report. Thank you for your attention to this matter. Sincerely, XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #12089300 about?
Complaint #12089300 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-02-14T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.