Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #12076035
Complaint Overview
Complaint ID: 12076035
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Other personal consumer report
Issue: Incorrect information on your report
Sub-Issue: Personal information incorrect
State: Mississippi
ZIP Code: 393XX
Date Received: 2025-02-11T12:00:00-05:00
Date Sent to Company: 2025-02-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Yes, I disputed these accounts directly with [ XXXXExperian ] under 15 U.S.C. 1681i. They either : XXXX. Failed to investigate properly, violating my consumer rights. XXXX. Verified the accounts without providing proof, which is unlawful under 15 U.S.C. 1681i ( a ) ( 5 ) ( A ). XXXX. Allowed inaccurate reporting to continue despite clear errors, making them liable under 15 U.S.C. 1681n. The CFPB is currently suing XXXX and Experian for failing to investigate disputes, proving a pattern of non-compliance. Given these violations, I am demanding the immediate deletion of all negative accounts. XXXX XXXX
Frequently Asked Questions
What is Complaint #12076035 about?
Complaint #12076035 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-02-11T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.