Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #12075460
Complaint Overview
Complaint ID: 12075460
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Maryland
ZIP Code: 20737
Date Received: 2025-02-11T12:00:00-05:00
Date Sent to Company: 2025-02-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am a long-standing customer of XXXX XXXX XXXXXXXX XXXX and I have always appreciated the good value and services I have received from XXXX XXXX XXXX I recently reviewing my annual credit report. I was surprised to see a late payment show history I have a perfect record of paying on time. I've sent a complain about this inaccurate information to Experian credit bureau and they it's been more than 30 days now and the problem have not been solved while XXXX XXXX has updated it already. I would like Experian credit agency to update my full report credit score, late payment, addresses, name phone number etc...
Frequently Asked Questions
What is Complaint #12075460 about?
Complaint #12075460 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-02-11T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.