Debt collection -- Attempts to collect debt not owed -- Complaint #12074990
Complaint Overview
Complaint ID: 12074990
Company: Bay Area Receivables, INC
Product: Debt collection
Sub-Product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Delaware
ZIP Code: 19973
Date Received: 2025-02-11T12:00:00-05:00
Date Sent to Company: 2025-03-20T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Disuted everything threw XXXX XXXX no results theses are not my accounts no proof of teses accounts belonging to me companies are third party no contract with my signture
Frequently Asked Questions
What is Complaint #12074990 about?
Complaint #12074990 was filed against Bay Area Receivables, INC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-02-11T12:00:00-05:00.
How did Bay Area Receivables, INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Bay Area Receivables, INC?
Yes, visit the Bay Area Receivables, INC company profile at readthecomplaint.com/company/bay-area-receivables-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.