Credit card -- Fees or interest -- Complaint #12074977

Complaint Overview

Complaint ID: 12074977

Company: American Express Company

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Fees or interest

Sub-Issue: Charged too much interest

State: Georgia

ZIP Code: 30152

Date Received: 2025-02-11T12:00:00-05:00

Date Sent to Company: 2025-03-19T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XXXX, I had paid late due to the mail didn't make it on time. I understood and paid interest charge for late payment. However, after I made correct due date, there is a trailing interest charge for next month! That is absurd and absolutely double charging interest on customer. That is what I am complaining about. Thank you. Re : AMX credit card ending XXXX XXXX XXXX XXXX interest charge for {$11.00} when I already paid {$60.00} last month.

Frequently Asked Questions

What is Complaint #12074977 about?

Complaint #12074977 was filed against American Express Company regarding Credit card specifically about Fees or interest. It was received by the CFPB on 2025-02-11T12:00:00-05:00.

How did American Express Company respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against American Express Company?

Yes, visit the American Express Company company profile at readthecomplaint.com/company/american-express-company to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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