Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #12074609
Complaint Overview
Complaint ID: 12074609
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: Florida
ZIP Code: 32065
Date Received: 2025-02-11T12:00:00-05:00
Date Sent to Company: 2025-02-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
This account is charged off and according to the IRS ( A " charge off '' to the IRS refers to when a lender writes off a debt as uncollectible on their books, essentially treating it as a loss, and can potentially claim a tax deduction for the amount of the debt considered worthless, according to IRS regulations, usually under Section 166 of the Internal Revenue Code ; meaning they no longer expect to recover the money owed, allowing them to deduct it from their taxable income. ) This is a violation and i am seeking statutory damages in the amount of {$1000.00} to be received by XX/XX/year> and this account removed from all credit bureaus now. this i showing INACCURATE ON MY CREDIT REPORT, THIS ACCOUNT WAS WRITTEN OFF ON THE CREDITOR BUSINESS RETURN BUT YET THEY ARE STILL SHOWING IT ON MY CREDIT REPORT. PER THE IRS A 1099-C SHOULD HAVE BEEN SENT TO ME.
Frequently Asked Questions
What is Complaint #12074609 about?
Complaint #12074609 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-02-11T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.