Payday loan, title loan, personal loan, or advance loan -- Problem with additional add-on products or services -- Complaint #12063210
Complaint Overview
Complaint ID: 12063210
Company: Egl US, LLC
Product: Payday loan, title loan, personal loan, or advance loan
Sub-Product: Personal line of credit
Issue: Problem with additional add-on products or services
State: Florida
ZIP Code: 32503
Date Received: 2025-02-11T12:00:00-05:00
Date Sent to Company: 2025-02-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Older American, Servicemember
Consumer Narrative
I am writing to dispute the accuracy of a charge-off listed on my credit report. The creditor, XXXX XXXX, did not issue a 1099-C form, which indicates that the debt was not forgiven or canceled. Therefore, the charge-off should be removed from my credit report. Under the Fair Credit Reporting Act ( FCRA ), specifically 15 U.S. Code 1681i ( a ) ( 1 ), I request a reasonable reinvestigation of this disputed information. Additionally, 15 U.S. Code 1681s-2 ( a ) ( 1 ) ( A ) requires furnishers of information to provide accurate information to credit reporting agencies.
Frequently Asked Questions
What is Complaint #12063210 about?
Complaint #12063210 was filed against Egl US, LLC regarding Payday loan, title loan, personal loan, or advance loan specifically about Problem with additional add-on products or services. It was received by the CFPB on 2025-02-11T12:00:00-05:00.
How did Egl US, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, personal loan, or advance loan) and describe your issue in detail.
Can I see other complaints against Egl US, LLC?
Yes, visit the Egl US, LLC company profile at readthecomplaint.com/company/egl-us-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.