Debt collection -- Written notification about debt -- Complaint #12025832

Complaint Overview

Complaint ID: 12025832

Company: Colony Brands, INC.

Product: Debt collection

Sub-Product: Credit card debt

Issue: Written notification about debt

Sub-Issue: Didn't receive enough information to verify debt

State: Tennessee

ZIP Code: 37042

Date Received: 2025-02-10T12:00:00-05:00

Date Sent to Company: 2025-02-10T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

I was told XXXX XXXX has my account. Whoever has it needs to send me a LETTER OF DEBT VALIDATION or remove collection from account. How do I know the collection is mine. If Montgomery Ward still has the account which was their response I need the LETTER OF DEBT VALIDATION within 30 days or it needs to be removed. Or I will contact a lawyer to have it removed.

Frequently Asked Questions

What is Complaint #12025832 about?

Complaint #12025832 was filed against Colony Brands, INC. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2025-02-10T12:00:00-05:00.

How did Colony Brands, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Colony Brands, INC.?

Yes, visit the Colony Brands, INC. company profile at readthecomplaint.com/company/colony-brands-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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