Debt collection -- Attempts to collect debt not owed -- Complaint #12025692
Complaint Overview
Complaint ID: 12025692
Company: Resurgent Capital Services L.P.
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Virginia
ZIP Code: 23803
Date Received: 2025-02-10T12:00:00-05:00
Date Sent to Company: 2025-02-10T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Dear CFPB, I am writing to formally dispute the presence of several accounts from LVNV Funding LLC on my credit report. These accounts do not belong to me, and I have never had any contact or financial dealings with LVNV Funding LLC. Despite my attempts to have these accounts removed by the credit bureaus, they remain on my report, negatively impacting my credit standing. The details of the disputed accounts are as follows : Creditor : LVNV Funding LLC Account Balances : {$3100.00}, {$3800.00}, {$11000.00}, and {$620.00} ( as recently reported ) Open Dates : Various Status : Collection I have disputed these accounts with the credit bureaus, yet they have refused to remove them despite my lack of association with LVNV Funding LLC. I request that the CFPB intervene in this matter and ensure that these fraudulent accounts are deleted from my credit report as they are inaccurate. Enclosed with this letter are copies of my credit report highlighting the disputed accounts, my identification, and any previous correspondence regarding these disputes. I kindly request a thorough investigation and immediate removal of these accounts from my credit file. Thank you for your prompt attention to this matter. Please confirm receipt of my dispute and provide an update on the investigation. I appreciate your assistance in resolving this issue. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #12025692 about?
Complaint #12025692 was filed against Resurgent Capital Services L.P. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-02-10T12:00:00-05:00.
How did Resurgent Capital Services L.P. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Resurgent Capital Services L.P.?
Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.