Debt collection -- Took or threatened to take negative or legal action -- Complaint #12021849

Complaint Overview

Complaint ID: 12021849

Company: W&A Intermediate Co., LLC

Product: Debt collection

Sub-Product: I do not know

Issue: Took or threatened to take negative or legal action

Sub-Issue: Threatened or suggested your credit would be damaged

State: South Carolina

ZIP Code: 291XX

Date Received: 2025-02-09T12:00:00-05:00

Date Sent to Company: 2025-02-09T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

This company is violating my rights they have not provided validation information Under 12 CFR 1006.34 ( b ) ( 5 ) yet they have placed collection on the consumer report recently. I have made previous attempt to fix these issues directly with them. They are violating my rights, and I'm entitled to XXXX for every violation listed ; they either pay me or delete these accounts ASAP.

Frequently Asked Questions

What is Complaint #12021849 about?

Complaint #12021849 was filed against W&A Intermediate Co., LLC regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2025-02-09T12:00:00-05:00.

How did W&A Intermediate Co., LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against W&A Intermediate Co., LLC?

Yes, visit the W&A Intermediate Co., LLC company profile at readthecomplaint.com/company/w-a-intermediate-co-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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