Debt collection -- Attempts to collect debt not owed -- Complaint #12010034
Complaint Overview
Complaint ID: 12010034
Company: Atg Credit, LLC
Product: Debt collection
Sub-Product: Private student loan debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Georgia
ZIP Code: 30028
Date Received: 2025-02-09T12:00:00-05:00
Date Sent to Company: 2025-03-10T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
ATG Credit LLC original creditor : XXXX XXXX XXXX XXXX XXXX report date. amount reported as due and as a collection is {$4400.00} This is an unknown and unauthorized debt and possibly a result of identity theft. I have NEVER attended this University nor have i ever applied to this university. They can not and did not provide valid identity documents to show that I was the one responsible for this debt or attended this university. I always use FAFSA for my college goals and this is FRAUD. They refuse to investigate and remove this bogus and fraudulent account from my credit report and Name. Neither ATG Credit LLC nor XXXX XXXX XXXX can provide valid identity documentation for me to have enrolled attended in classes or that any classes were ever taken or participated in to have incurred this debt. This is incorrect and fraud and i do not own this debt that they are reporting as a collection on my credit file.
Frequently Asked Questions
What is Complaint #12010034 about?
Complaint #12010034 was filed against Atg Credit, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-02-09T12:00:00-05:00.
How did Atg Credit, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Atg Credit, LLC?
Yes, visit the Atg Credit, LLC company profile at readthecomplaint.com/company/atg-credit-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.