Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #12009922

Complaint Overview

Complaint ID: 12009922

Company: Equifax, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a company's investigation into an existing problem

Sub-Issue: Their investigation did not fix an error on your report

State: North Carolina

ZIP Code: 27610

Date Received: 2025-02-09T12:00:00-05:00

Date Sent to Company: 2025-02-09T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I disputed several accounts on my credit report and Transunion denied them and Experian and Equifax are taking very long. This is affecting my personal life and their failure to remove these items as someone was very good at doing the fraud or something has prevented me from being able to obtain the benefits of good credit that i should have if not for these people. I want to formally sue them if this isn't resolved in a timely manner

Frequently Asked Questions

What is Complaint #12009922 about?

Complaint #12009922 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-02-09T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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