Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #12009810
Complaint Overview
Complaint ID: 12009810
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Florida
ZIP Code: 33463
Date Received: 2025-02-09T12:00:00-05:00
Date Sent to Company: 2025-02-09T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This is the letter I sent them : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX XX/XX/year> XXXX XXXX XXXX XXXX XXXX, TX XXXX XXXX Whom It May Concern, **Re : Removal of Child Support from Credit Report** I am writing to formally request the permanent removal of child support information from my credit report, as it no longer accurately reflects my financial standing or creditworthiness. Under the **Fair Credit Reporting Act ( FCRA ) **, 15 U.S.C. 1681e, I am entitled to have inaccurate, outdated, or irrelevant information removed from my credit report. Specifically, **15 U.S.C. 1681c** mandates that any child support information that is more than seven years old must be deleted from my credit report. Furthermore, the **Consumer Financial Protection Bureau ( CFPB ) ** has made it clear that child support information should not be reported unless it pertains to payments that are delinquent or have not been paid in full. Recent enforcement actions by the CFPB have targeted companies, including credit bureaus, for failure to comply with these regulations and for reporting inaccurate or misleading information on consumers ' credit reports, including child support that no longer reflects accurate or current financial obligations. The CFPB 's stance supports my request for removal, and I urge you to review your reporting practices in accordance with these guidelines. In accordance with **15 U.S.C. 1681i**, I request the immediate removal of the child support information from my credit report and request written confirmation of the action taken, as required under **15 U.S.C. 1681i ( a ) ( 6 ) **. Failure to comply with this request may result in further action, as outlined in **15 U.S.C. 1681s**, including the filing of a formal dispute or complaint with the CFPB . Thank you for your attention to this matter. I look forward to receiving written confirmation that this information has been removed from my credit report. Sincerely,
Frequently Asked Questions
What is Complaint #12009810 about?
Complaint #12009810 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-02-09T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.