Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #12003599
Complaint Overview
Complaint ID: 12003599
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Problem with personal statement of dispute
State: Missouri
ZIP Code: 65251
Date Received: 2025-02-08T12:00:00-05:00
Date Sent to Company: 2025-02-08T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
My father, XXXX XXXX, has repeatedly used my information to gain credit on his behalf as you can see from the aliases on my credit report. I have disputed this information as not accurate with Equifax and also as fraud on numerous occasions, only for it to be reported verified with no other recourse or deep digging. I need these removed from my report as they do not belong to me. It is affecting my ability to refinance my home for a fixed rate. Please see attached images
Frequently Asked Questions
What is Complaint #12003599 about?
Complaint #12003599 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-02-08T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.