Debt collection -- Took or threatened to take negative or legal action -- Complaint #12003521
Complaint Overview
Complaint ID: 12003521
Company: American Honda Finance CORP
Product: Debt collection
Sub-Product: Auto debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Seized or attempted to seize your property
State: New York
ZIP Code: XXXXX
Date Received: 2025-02-08T12:00:00-05:00
Date Sent to Company: 2025-02-08T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
As a loyal Honda customer, I previously owned a XXXX Honda XXXX ( {$5.00} ), which I traded in when purchasing the XXXX model ( XXXX ) IN XX/XX/XXXX. At the time of purchase, I also provided a down payment ( {$2500.00} ), further demonstrating my commitment to maintaining my relationship with Honda. Despite my history as a returning customer, I was not given any reasonable options to assist with refinancing or restructuring my payments before my vehicle was repossessed. I believe Honda failed to consider my long-standing loyalty and did not provide adequate support to prevent this situation. Given the challenges I faced, I was willing to explore alternatives to remain in good standing, yet I was not offered any assistance.
Frequently Asked Questions
What is Complaint #12003521 about?
Complaint #12003521 was filed against American Honda Finance CORP regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2025-02-08T12:00:00-05:00.
How did American Honda Finance CORP respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against American Honda Finance CORP?
Yes, visit the American Honda Finance CORP company profile at readthecomplaint.com/company/american-honda-finance-corp to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.