Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #12003207
Complaint Overview
Complaint ID: 12003207
Company: Lendmark Financial Services
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Maryland
ZIP Code: 212XX
Date Received: 2025-02-08T12:00:00-05:00
Date Sent to Company: 2025-02-08T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to file a formal complaint against Lendmark Financial for the unlawful reporting of my personal information to credit reporting agencies. I am requesting immediate action to stop the sharing of my personal data, including any payment history, and to remove any associated account information from my credit reports. As per the Fair Credit Reporting Act ( FCRA ), I understand that credit reporting agencies and companies must ensure that any information provided about me is accurate, verified, and does not violate my privacy rights. Under the FCRA, no entity has the right to report or disclose my personal information without my explicit consent or without ensuring that it is accurate. I assert that Lendmark Financial has failed to comply with these requirements. Additionally, under the Privacy Act of 1974, personal information, including credit data, can not be disclosed or shared by any company or agency without my consent, unless there is a legal basis for doing so. I assert that Lendmark Financial has failed to provide sufficient, legal justification for the continued reporting of this data to credit bureaus, especially in light of my rights under both federal and state law. As a result, I request that Lendmark Financial immediately cease all reporting of my personal information and remove any associated data from my credit files. I demand that they cease sharing this information with all credit reporting agencies. Please investigate this matter under the full extent of the laws governing privacy, the sharing of credit information, and consumer protections. I request that you take all appropriate action to ensure that my personal data is no longer reported or shared and that Lendmark Financial complies with applicable laws regarding the protection of my privacy. If Lendmark Financial does not remove the inaccurate and unauthorized information, I am prepared to pursue additional actions with your office and any other relevant authorities to ensure my rights are fully protected.
Frequently Asked Questions
What is Complaint #12003207 about?
Complaint #12003207 was filed against Lendmark Financial Services regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-02-08T12:00:00-05:00.
How did Lendmark Financial Services respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Lendmark Financial Services?
Yes, visit the Lendmark Financial Services company profile at readthecomplaint.com/company/lendmark-financial-services to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.