Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #12003119
Complaint Overview
Complaint ID: 12003119
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Georgia
ZIP Code: 30253
Date Received: 2025-02-08T12:00:00-05:00
Date Sent to Company: 2025-02-08T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
My account with XXXX XXXX is wrongfully reflecting delinquent payments, despite my unwavering record of timely payments. Dates XX/XX/XXXX, XXXX XXXX, and XXXX XX/XX/XXXX. It is your legal responsibility, as mandated by the Fair Credit Reporting Act FCRA, to ensure all information on consumer reports is both accurate and complete. I demand an immediate and exhaustive investigation into these grave discrepancies. Furthermore, I insist on being provided with irrefutable documentation, such as account statements, substantiating any claimed late payment. Should you fail to produce such evidence within the regulatory time limits outlined by FCRA, I expect a prompt amendment to my report to accurately reflect my untarnished payment history. This is in alignment with the requirements specified in FCRA Section 611. Your swift action is not merely anticipated ; it is essential.
Frequently Asked Questions
What is Complaint #12003119 about?
Complaint #12003119 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-02-08T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.