Debt collection -- Attempts to collect debt not owed -- Complaint #11992328
Complaint Overview
Complaint ID: 11992328
Company: Duncan Solutions, Lnc.
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: California
ZIP Code: 94621
Date Received: 2025-02-04T12:00:00-05:00
Date Sent to Company: 2025-02-07T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Dear XXXX XXXX XXXX XXXX Account XXXX I am writing to formally dispute the validity of the debt referenced above, which you claim I owe. I request that your office provide me with full validation of this debt as per my rights under the Fair Debt Collection Practices Act ( FDCPA ). Please supply the following information : XXXX. XXXX of the amount owed, including a detailed account of the principal, interest, penalties, and any fees that have been added. XXXX. The original name and address of the creditor to whom the debt is owed. XXXX. Copies of any agreements that show I agreed to the debt in question ( e.g., a signed contract or credit agreement ). XXXX. A complete transaction history or statement to substantiate the legitimacy and amount of the debt. Furthermore, if this debt has been cancelled or forgiven, in whole or in part, such that you are required to issue a XXXX form per IRS regulations XXXX I request that you provide a copy of the form. Cancellation of debt should not be reflected as an amount owed if it has in actual terms been forgiven and reported to the IRS. Please consider this letter a written dispute as permitted by the FDCPA. Upon receipt of this letter, please cease collection activities until the debt has been validated, as required by law. I appreciate your prompt attention to this matter and look forward to receiving the documents requested. Please reply in writing at the address provided. Thank you for your cooperation. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #11992328 about?
Complaint #11992328 was filed against Duncan Solutions, Lnc. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-02-04T12:00:00-05:00.
How did Duncan Solutions, Lnc. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Duncan Solutions, Lnc.?
Yes, visit the Duncan Solutions, Lnc. company profile at readthecomplaint.com/company/duncan-solutions-lnc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.