Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11981478
Complaint Overview
Complaint ID: 11981478
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Georgia
ZIP Code: 30294
Date Received: 2025-02-06T12:00:00-05:00
Date Sent to Company: 2025-02-06T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Dear CFPB, I am filing a complaint against Experian, Equifax, and TransUnion for failing to properly verify and/or delete inaccurate accounts on my credit report. On XX/XX/year>2025, I sent formal dispute letters to all three credit bureaus, requesting verification of multiple accounts under FCRA 609 ( a ) ( 1 ) ( A ) and 1681i ( a ) ( 5 ) ( A ). I specifically asked for original signed contracts proving I agreed to these debts. However, the bureaus failed to provide proper verification or remove the accounts within the required 30-day timeframe. Their failure to comply with the FCRA is negatively impacting my credit and financial opportunities. I am requesting the CFPB to investigate and ensure these inaccurate accounts are properly verified or permanently deleted as required by law. Please let me know the next steps regarding this matter. Sincerely, XXXX XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #11981478 about?
Complaint #11981478 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-02-06T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.