Debt collection -- Attempts to collect debt not owed -- Complaint #11937309
Complaint Overview
Complaint ID: 11937309
Company: Ccs Financial Services, INC.
Product: Debt collection
Sub-Product: Medical debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: North Carolina
ZIP Code: 28792
Date Received: 2025-02-04T12:00:00-05:00
Date Sent to Company: 2025-02-04T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
XXXX XXXX a debt collection letter from Credit Collection Services XXXX XXXX, regarding a XXXX XXXX debt. XXXX XXXX has my email, phone number, etc and I was unaware of the debt. I don't even know the dates, tests or other details. Furthermore- The {$1000.00} plus bill, if this were actually accurate would be : An aggregate bill from multiple visits- This is an unacceptable work around the {$500.00} medical debt issue. For visits covered under my personal health insurance. since I did not know about the debt, I didn't get an opportunity to work with my insurance company for any non- covered services. IS grossly inflated. I have worked in the XXXX close to XXXX years. Negotiated contracts, worked on disbursement. Price gouging folks who work and purchase insurance is simply wrong. Something should be done about this manipulation. I would agree to pay the price that XXXX disburses the company, if and only if the service was not covered by my insurance. THIS IS A XXXX scheme. Reeks of Fraud to consumers by charging government programs one price and private citizens another. I logged into My XXXX XXXX recently : NO balance due.
Frequently Asked Questions
What is Complaint #11937309 about?
Complaint #11937309 was filed against Ccs Financial Services, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-02-04T12:00:00-05:00.
How did Ccs Financial Services, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Ccs Financial Services, INC.?
Yes, visit the Ccs Financial Services, INC. company profile at readthecomplaint.com/company/ccs-financial-services-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.