Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #11917763
Complaint Overview
Complaint ID: 11917763
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: Texas
ZIP Code: 77062
Date Received: 2025-02-03T12:00:00-05:00
Date Sent to Company: 2025-02-03T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
-- - To Whom It May Concern, I am filing a complaint regarding unauthorized reporting of my personal and financial information to credit bureaus without my consent. I recently reviewed my credit report and found that nine accounts were reported without my authorization. This is a violation of the Fair Credit Reporting Act ( FCRA ) 15 U.S.C. 1681b, which limits the sharing of consumer credit information to permissible purposes. I have already disputed this matter directly with [ XXXX/Equifax/XXXX ] on [ date ] but have not received a satisfactory resolution. I am requesting the following actions : 1. Proof of my authorization for these accounts to be reported. 2. Immediate removal of any accounts that can not be verified as authorized. it further? 3. I didn't give them permission to share my information. My transactions of experiences.
Frequently Asked Questions
What is Complaint #11917763 about?
Complaint #11917763 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-02-03T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.