Debt collection -- Took or threatened to take negative or legal action -- Complaint #11917238
Complaint Overview
Complaint ID: 11917238
Company: Aussrq Holdings, LLC
Product: Debt collection
Sub-Product: I do not know
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened to sue you for very old debt
State: Texas
ZIP Code: 75206
Date Received: 2025-02-03T12:00:00-05:00
Date Sent to Company: 2025-02-07T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Subject : Dispute of Debt Collection on Resolved Account To Whom It May Concern, I am writing to formally dispute a debt collection attempt that has recently appeared on my credit report. The debt in question is very old and was already resolved in XXXX. However, a third-party debt collector has contacted me regarding this account, which I believe is inaccurate and unfairly impacting my credit score. I previously reached out to the original creditor and the FDIC, referencing case number XXXX, and was informed that the company was unable to locate any record of this debt. This further adds to my confusion as to how a third-party collection agency is now pursuing this matter. Given that the original creditor has no record of this account, I strongly believe this collection attempt is either erroneous or fraudulent. I request that this matter be thoroughly investigated and that any negative reporting related to this account be removed from my credit report immediately. Additionally, I would appreciate written confirmation of the findings of your investigation. Please let me know if any further information is required to resolve this issue. I appreciate your prompt attention to this matter.
Frequently Asked Questions
What is Complaint #11917238 about?
Complaint #11917238 was filed against Aussrq Holdings, LLC regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2025-02-03T12:00:00-05:00.
How did Aussrq Holdings, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Aussrq Holdings, LLC?
Yes, visit the Aussrq Holdings, LLC company profile at readthecomplaint.com/company/aussrq-holdings-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.