Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11916957
Complaint Overview
Complaint ID: 11916957
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Georgia
ZIP Code: 30223
Date Received: 2025-02-03T12:00:00-05:00
Date Sent to Company: 2025-02-03T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Georgia, XXXX XXXX ( XXXX ) XXXX XXXX XX/XX/2025 Experian XXXX XXXX XXXX, XXXX, TX, XXXX Subject : Dispute of Fraudulent Accounts Due to Identity Theft Dear Sir/Madam, I am writing to inform you that I have recently become a victim of identity theft, and as a result, several fraudulent accounts have been opened in my name. I am formally disputing the following accounts and charges that have appeared on my credit report : XXXX. XXXX with XXXX XXXX XXXX XXXX. XXXX with XXXX XXXX XXXX Under Section 1681o of the Fair Credit Reporting Act ( FCRA ), I am entitled to damages for any negligent noncompliance by credit reporting agencies in handling my dispute. Specifically, this section allows for the recovery of actual damages sustained as a result of the failure to comply with the FCRA, as well as reasonable attorney 's fees and costs. Enclosed with this letter, you will find the following documents to support my dispute : - A copy of my government-issued identification ( e.g., driver 's license, passport ) - A copy of my Social Security card Please remove all fraudulent accounts and inquiries related to these accounts from my credit report immediately. Additionally, I request that you provide me with written confirmation once the fraudulent information has been removed. Thank you for your prompt attention to this matter. I look forward to your response and resolution of this issue. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #11916957 about?
Complaint #11916957 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-02-03T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.