Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11899048
Complaint Overview
Complaint ID: 11899048
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Massachusetts
ZIP Code: 02780
Date Received: 2025-02-02T12:00:00-05:00
Date Sent to Company: 2025-02-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
filing this complaint against XXXX XXXX XXXX XXXX due to inaccurate and unverifiable information being reported on my credit file. This account was closed and paid off, yet it is still negatively affecting my credit score. I never missed a payment, yet 60-day late payments are being reported inaccurately. I have disputed this multiple times with Experian, Equifax, and TransUnion, but XXXX XXXX XXXX has failed to verify or correct the reporting. Under FCRA 611, if a furnisher can not verify an accounts accuracy, the information must be corrected or removed from my credit file.
Frequently Asked Questions
What is Complaint #11899048 about?
Complaint #11899048 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-02-02T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.