Debt collection -- False statements or representation -- Complaint #11898787
Complaint Overview
Complaint ID: 11898787
Company: Perpay, INC.
Product: Debt collection
Sub-Product: I do not know
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Georgia
ZIP Code: 30286
Date Received: 2025-02-02T12:00:00-05:00
Date Sent to Company: 2025-03-06T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Under the Fair Debt Collection Practices Act ( 15 USC 1692 ), I am requesting validation of this debt. Please provide complete information on the original creditor, original account number, the date this account was opened, the date of the last payment, the amount of the original debt, and an itemized statement showing the amount of the debt and any additional fees or charges. If you are reporting this account to any credit reporting agency, under the Fair Credit Reporting Act ( 15 USC 1681b ), you must provide verification of this debt to those agencies upon request. At this time I dispute the validity of this debt under 15 USC 1692. Please verify this debt in writing and provide all information requested above within 30 days. If validation is not provided, I will expect this item to be removed from my credit reports and further collection activity to cease. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #11898787 about?
Complaint #11898787 was filed against Perpay, INC. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-02-02T12:00:00-05:00.
How did Perpay, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Perpay, INC.?
Yes, visit the Perpay, INC. company profile at readthecomplaint.com/company/perpay-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.