Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #11898762
Complaint Overview
Complaint ID: 11898762
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Personal information incorrect
State: California
ZIP Code: 91730
Date Received: 2025-02-02T12:00:00-05:00
Date Sent to Company: 2025-02-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I recently disputed incorrect information on my credit report through Experian and was assured that the erroneous entries would be removed by XX/XX/2025. However, upon reviewing my credit report, I noticed the disputed information remains unchanged. This discrepancy not only raises concerns regarding the accuracy of my credit information but also potentially impact my financial standing. It is crucial for credit reporting agencies to uphold their commitment to maintaining accurate and fair credit reports, as these documents play a significant role in individuals ' financial health and opportunities. Additionally, I have observed that several closed accounts are still being displayed on my credit report, which contributes to an incomplete picture of my credit history. Having outdated or irrelevant information can adversely affect my XXXX XXXX and hinder my ability to secure favorable loan terms in the future. I urge Experian to promptly address these issues and ensure that my credit report reflects only accurate and relevant data, as this is essential for fostering trust between consumers and credit reporting agencies.
Frequently Asked Questions
What is Complaint #11898762 about?
Complaint #11898762 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-02-02T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.