Debt collection -- Attempts to collect debt not owed -- Complaint #11898085
Complaint Overview
Complaint ID: 11898085
Company: Resurgent Capital Services L.P.
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Florida
ZIP Code: 349XX
Date Received: 2025-02-02T12:00:00-05:00
Date Sent to Company: 2025-02-02T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Subject : Cease and Desist Notice Regarding Debt Collection To Whom It May Concern, I am writing to formally request that LVNV Funding LLC immediately cease and desist all communications and collection activities regarding the alleged debt associated with my name and credit report. Under the Fair Debt Collection Practices Act ( FDCPA ), I am exercising my right to request that you stop all further contact regarding this matter. If you believe this debt is valid, I demand that you provide proper validation, including a detailed accounting of the debt, proof of your right to collect, and original creditor information. Until such verification is provided, I dispute the validity of this debt. Furthermore, if this alleged debt is inaccurate, improperly assigned, or in violation of my rights, I will take legal action, including filing complaints with the Consumer Financial Protection Bureau ( CFPB ), the Federal Trade Commission ( FTC ), and my states Attorney General. This letter serves as an official notice under the FDCPA and any further communication beyond legal validation will be considered harassment. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #11898085 about?
Complaint #11898085 was filed against Resurgent Capital Services L.P. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-02-02T12:00:00-05:00.
How did Resurgent Capital Services L.P. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Resurgent Capital Services L.P.?
Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.